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Routing Number: 026073082


Doral Direct CDs


If you have short-term or long-term financial goals and want to earn high rates at convenient terms, then a Doral Direct CD is the smart way to go. It offers you a choice of maturities and the  security of locking in a competitive interest rate.

$1,000 minimum opening deposit.
Maintain a minimum daily balance of $1,000 to earn the effective APY*.
Six (6) month to sixty (60) month terms.
Interest is compounded daily and credited quarterly (may pay monthly, semi annually or annually if selected).
Withdraw your credited interest earnings without penalty.
Guaranteed rate for the entire CD term.
Renews automatically at maturity for original term selected. If you choose not to renew automatically or change to a different term, there is a 10 calendar day grace period.
See complete account terms & disclosures
See our fee schedule
FDIC insured**
 Effective as of 2/8/2012

Account Rate APY*    
6 Month Certificate0.7470%0.75%
9 Month Certificate0.7470%0.75%
12 Month Certificate1.1435%1.15%
18 Month Certificate1.1435%1.15%
24 Month Certificate1.1435%1.15%
36 Month Certificate1.4889%1.50%
48 Month Certificate1.4889%1.50%
60 Month Certificate1.4889%1.50%

*Annual Percentage Yields (APYS) are accurate as of the effective date indicated and is subject to change without notice. APY assumes principal and interest remain on deposit until maturity. Early withdrawal penalties apply.

**Each depositor is insured to at least $250,000 by the FDIC. For more details, please visit www.fdic.gov

All accounts are subject to approval. Customer must be a citizen or lawful permanent resident of the United States (U.S.) with a valid U.S. tax identification number. Persons under 18 years of age are not eligible. Offer may be modified or withdrawn at any time without prior notice and is not transferable. We are currently offering this deposit product to all 50 States.